Skip to content
For individuals & families

Get started with the UffPay app

Who can open an account, what you need and what to expect from your first transfer. Transfers between UffPay users within Guatemala are instant and free; bill splitting and bank-account connections are coming soon.

Get started with the UffPay app

What the app does

Instant, free transfers in Guatemala

Choose the recipient, check the amount and confirm. Both accounts must be verified and account limits apply.

Transfer steps · preview
Choose who receives it

Clear remittance fees

International remittance sender fee: 3.5% + $0.50. FX charge: 1% to 1.5% over the applicable base rate. No UffPay receiver fee. Try the fee illustration on the Features page before you send.

Remittance fee · example
You send · USD$200.00
Sender fee3.5% + $0.50$7.50

Currency conversion and other applicable charges are separate.

Manage your money with our mobile wallet

Keep USD and GTQ balances, transaction history and currency conversion in one place. Review the exchange rate in your quote before converting.

Wallet currencies
Conversion from US dollars to quetzales

US dollarsHold the dollars you receive and convert them to quetzales when you choose.

Review the exchange rate in your quote before converting.

UffPay Visa prepaid card · rolling out

Your money, in your pocket

UffPay Visa prepaid cards are rolling out, with Dock integration complete. Activation and use depend on issuer, network and customer requirements; Apple Pay and Google Wallet remain in certification.

Your money, in your pocket

Why UffPay?

BlackEagle: risk review with people in charge

Our in-house compliance and risk platform combines identity checks, sanctions screening, rules and AI-assisted pattern analysis to flag unusual activity. Our compliance team investigates the alerts and records the outcome; responsibility stays with people, not the model.

Financial partnerships

Visa provides the card-network framework, Dock supports the card program and NeoNet supports Guatemala processing. Each relationship has a distinct role and its own requirements.

24/7 bilingual AI support, with a path to a person

Ask UffPay answers routine questions around the clock in English or Spanish. For account-specific help you can ask for a person; cases go to the right team during agent hours, and you get a response estimate once your case is confirmed.

Who can use UffPay

Senders in the United States register with a government-issued photo ID; users in Guatemala register with a DPI or passport. Available services, funding methods and limits depend on your location and account profile.

Get the UffPay app

Download UffPay for iOS or Android and complete your account verification to get started.

UffPay App: Send Money to Guatemala