Guatemala alone captures about 13% of these inflows
Now Live in Guatemala!
Our vision for the future
In Latin America and the Caribbean, 10% of the world's population still relies on the financial equivalent of a rotary phone in a smartphone era — especially for sending money across borders. Our vision is to modernize these outdated systems and bring seamless, efficient financial solutions to millions of people across the region.
The opportunity
A massive market, ready to modernize
Across Latin America and the Caribbean, millions move money the slow, expensive way. The scale of that gap is the scale of UffPay's opportunity.
Close to 20% of Guatemala's GDP arrives this way
Roughly 1 in 10 Guatemalans lives in the United States
Only 44.1% of Guatemalan adults have formal financial access
Sources: World Bank (WDI) and Inter-American Dialogue, 2024. Figures approximate.
Market map
Where the money flows
Guatemala is the second-largest remittance recipient in the region after Mexico — and the gateway to a disciplined, multi-country expansion across markets that together receive billions every year.
44.1%have formal financial access
- With formal access44.1%
- Underserved — the opportunity55.9%
Only 44.1% of Guatemalan adults have access to formal financial services. The majority who don't are exactly who UffPay is built to serve.
Why now
The hard infrastructure is already in place. UffPay is live, partnered, and built to scale.
Live in Guatemala
A friends-and-family beta is already running, with a full public launch targeted for Q3 2026.
A 7-year Visa partnership
A multi-year growth agreement with Visa anchors a disciplined, multi-country roadmap.
Dual-rail processing
U.S. (Fiserv) and Guatemalan (NeoNet) processing stacks give the platform redundancy and real reach.
AI-powered compliance, built in-house
BlackEagle, our proprietary AI engine, runs real-time KYC/AML with RENAP and OFAC checks, AI risk scoring, and AI fraud detection.
Visa debit, live
A Visa-branded prepaid debit card is already deployed, turning balances into everyday spending.
Designed to cost less
A modern wallet built to move money for less than traditional remittance channels.
Built on trusted infrastructure
New services coming soon
Investment & Savings Plans
Set money aside and grow toward your goals with simple savings and investment plans, right inside the app.
Split Payments
Divide any expense with friends in seconds and auto-settle balances right in the app.
Payfacs
Payment facilitation for businesses and platforms: onboard merchants and accept payments through one integration.
Utility Payments
Simplify monthly expenses by paying electricity, water, and other bills directly through our platform.
HOA Payments
Stay on top of community fees with automated and transparent payment solutions, ensuring timely and accurate transactions.
Payroll Services
Streamline wage disbursements for businesses of all sizes by managing every payroll process in one secure location.
Scaling to countries beyond Guatemala
Our 2027+ expansion roadmap covers Dominican Republic, El Salvador, Nicaragua, Panama, Honduras, Costa Rica, and Ecuador — prioritizing markets with established Visa partners and local processors.
Interested in investing?
We'd love to hear from you.
Reach out to our team to learn more about UffPay and how we are modernizing cross-border payments across Latin America and the Caribbean.
Email our team